
Bachpan mein lagta tha ki paise hi sab kuch hote hain. Lekin samay ke saath samajh aaya ki paisa zaroori hai, par usse bhi zyada zaroori hai uska sahi istemal aur financial discipline. Sirf zyada kamana hi kaafi nahi hota, bachana aur sahi jagah invest karna bhi utna hi zaroori hai.
Maine ye bhi seekha ki har kharidari zarurat nahi hoti. Kabhi-kabhi hum dusron ko dekhkar paise kharch kar dete hain aur baad mein pachtana padta hai. Emergency ke liye savings hona bahut zaroori hai, kyunki mushkil waqt bina bataye aa sakta hai.